Saturday, December 8, 2012
Wednesday, December 5, 2012
Body Bar Total Body Workout for Any Age
KUSI 9:00 AM EVERY WEDNESDAY FOR YOU! YOU ARE ONLY ONE WORK-OUT AWAY FROM A GREAT MOOD!! FITTER IS FUNNER!!
Body Bar Total Body Workout for Any Age
Tuesday, December 4, 2012
I WISH I HAD 48 HOURS IN A DAY TO ADD MORE READING....I SHALL PRIORITIZE AGAIN....SO MANY GREAT BOOKS!!  | ||||||||||||||||||||||||||||||
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Even Santa needs a budget.
Before you start spending, do a little math and figure out how much you can afford, says Bill Losey, a certified financial planner based in Wilton, New York. Keep it simple: Take any money you've been saving for the holidays and add it to your discretionary cash (the dough you don't need to live on). Divvy up that budget among all expenses. If you don't know where to start, look back at how you allocated your money last year. While there's no rule for budgeting in general, if you splurge in one area, cut back in another. For example, hosting a lavish dinner means you'll probably need to dial down on, say, gift giving. And don't make the common mistake of forgetting to account for all expenses, including holiday cards, stamps and end-of-year gratuities.
Finally, if you need help sticking to your plan, use a smartphone app, such as Gift List Budget Shopper (iPhone, $1.99) or the Christmas Gift List Planner (Android, free). For extra motivation, check out Bankrate.com's credit card payoff calculator to see how long it will take to reach a zero balance.
Present Value
Don't begin browsing until you've written down who you're shopping for and how much you want to spend on each of them. Remember, it doesn't have to be divided up equally, says Anna Post, an etiquette expert with the Emily Post Institute. Nor do you need to match other family members' price tags. Consider asking everyone to set a price limit, says Losey. Even better, agree to buy only for the kids and organize a gift exchange, such as a Secret Santa, for the adults (Elfster.com can help). Stretch funds even further by buying presents with unused gift cards, airline miles (through an airline shopping portal) or points from another rewards program.
It's the Thought That Counts
Sunday, December 2, 2012
I wanted to say THANK YOU to my clients from the bottom of my HEART!! A TRUE FRIEND FROM THE START!!
Oceanside, CA
Kathy is an exceptional instructor. She is nurturing, encouraging, passionate about what she does and extremely knowledgeable. I like how she tailors a workout to my needs/physical issues and keeps the workouts challenging. I have never had a boring workout with Kathy, and I leave there energized and refreshed!
Oceanside, CA
I had a wonderful experience! Kathy is the most inspiring and motivating fitness instructor I have worked with. She has such a calming presence and genuinely cares about helping people achieve a higher state of health and fitness. Her studio is so tranquil and peaceful and so beautifully decorated. You really sense an energy the minute you walk in. Not only did I work hard to strengthen my core, I had a lot of fun as well. I highly recommend this studio!
Fallbrook, CA
Definately as good as it gets. Very knowledgeable Pilates instructor with a special healing touch. Kathy has a gift to not only help your body but also your soul. I highly recommend her to everyone who is looking for a positive way to grow stronger and maximize your bodies potential.
Vista, CA
What a wonderful experience. Kathy is extremely knowledgeable and professional. I didn't quite know what to expect in her one-on-one Pilate's Class. I can see that I will be making positive changes as I continue to strengthen my body through nutrition, walking daily,and working my abdominals and back and stretching with Kathy's expert training. I would highly recommend her instruction. She put me entirely at ease the minute I met her. I am so thrilled to get healthy again.
JB
JB
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